Specialty Coverage

Critical Illness

The Critical Illness policy is a relatively inexpensive plan providing high benefit coverage for hospitalization and/or surgery in case of a covered critical illness

GBG ‘s Critical Illness insurance is ideal for individuals who desire a high quality international critical illness plan, either as a stand-alone coverage or to compliment their major medical insurance plan, to protect them in the event of a critical illness. The coverage is inexpensive and provides high benefit coverage for hospitalization and/or surgery in case of a covered critical illness. This is not a major medical health plan but rather, is a specific product that provides limited benefits for specific illnesses and/or events.

Hospital Cash Plan

Hospital Cash Plan pays the insured a cash benefit to use in any way, for each day the insured or a dependent is hospitalized. Health insurance typically covers the majority of medical expenses if the insured or a dependent is hospitalized. However, chances are there will be some portion of those medical expenses that the insured will ultimately be responsible for. Whether it is your deductible, co-insurance or services not covered by your health insurance, the insured may end up being responsible for a substantial expense due to a hospitalization. And what about lost wages while an insured is hospitalized? If an insured is hospitalized for any length of time, how will he manage his day-to-day living expenses without depleting his savings? The Hospital Cash plan offers peace of mind knowing that one is protected by financial hardship if they or a dependent is hospitalized.