Product Portfolio

The GBG product portfolio encompasses all fringe benefit programs: Health Insurance, Life Insurance, Disability or income protection programs, Personal Accident Insurance, Travel Insurance, and Specialized programs for international students and educators. A separate division offers international investments and pension plans. In each segment, GBG has underwriting authority to custom design plans to meet the specific needs of each multi-national client, and currently provides coverage in approximately 70 countries in all corners of the world.

HEALTH INSURANCE

• Group and Individual Health Insurance
• Choice of geographic coverage
• Flexible deductibles and co-pays
• Special plans for international students
• Dental and Vision options available
• Customized plan design and pricing available through IWB 
  
  

LIFE AND DISABILITY INSURANCE

• Group term on non-medical basis
• Short and Long Term Disability plans
• Life insurance with investment options available
• Individual Life and Disability available worldwide
• AD&D option can be added to life plans
• War and Terrorism
• Kidnap and Ransom 
  
  

TRAVEL AND ACCIDENT INSURANCE

• Accidental Death and Disability available worldwide
• Annual travel policies with medical coverage for frequent travelers
• Single trip coverage for groups or individuals
  
  

STUDENT INSURANCE

• US students studying abroad
• International students studying in the US
• International Students Studying abroad

RETIREMENT AND FINANCIAL PLANNING*

• Group and individual retirement plans
• Fixed and variable annuities
• Asset management plans
• Offshore investments for non-US citizens 
  
  

OTHER OPTIONS

• Dental Benefit
• Hospital Cash Benefit / Critical Illness
• Kidnap and Ransom
• Critical Illness

*Securities traded through The Investment Center, Inc., a registered broker/dealer