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Health
Insurance
| Individual Health
Benefits |
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- Worldwide coverage (regional coverage
available).
- $1,000,000 annual maximum benefit.
- Policy covers for accidents and illnesses
- Emergency medical evacuation and
air transportation
- Prescription drug benefit is 80%
overseas
- U.S prescriptions based upon Pharmacy
network and formulary plan
- Inpatient and outpatient coverage
- Maternity benefits to $7,500 / 50%
thereafter; 10 month waiting period
- Well baby care benefits
- Dependent coverage to age 21 (24
for students).
- Chronic conditions covered (as described
in policy).
- Approved pre-existing conditions
covered after 12 month waiting period
- Maximum age for enrollment 65, renewal
to age 73
- Deductible and Co-payment options
available to reduce premiums
- $100,000 annual limit per person
for treatment in home country.
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| Major
Exclusions and limitations |
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- Charges in Excess of Usual and
Customary
- Cosmetic and Elective Surgery
- Addictive Conditions
- 20% co-payment on all U.S. out
of network treatment
- 20% co-payment in the following
restricted areas: U.K., Singapore,
Hong Kong, and Switzerland, U.S.
and Canada
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For comments
or questions about this web site, please contact webmaster |
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