Critical Illness

A Critical Illness policy is a low-cost plan that provides high benefit coverage for hospitalization and/or surgery in the event of a covered critical illness.

GBG's Critical Illness insurance is ideal for individuals who desire a high quality international critical illness plan, either as a stand-alone coverage or to compliment their major medical insurance plan, to protect them in the event of a critical illness.

Hospital Cash Plan

Hospital Cash pays the insured a cash benefit to use in any way, for each day the insured or a dependent is hospitalized.

Health insurance typically covers the majority of medical expenses if the insured or a dependent is hospitalized. However, chances are there will be some portion of those medical expenses that the insured will ultimately be responsible for. Whether it is your deductible, co-insurance or services not covered by your health insurance, the insured may end up being responsible for a substantial expense due to a hospitalization. In addition, Hospital Cash comes in handy to cover lost wages or any day-to-day expenses incurred during a hospitalization.

The Hospital Cash plan offers peace of mind knowing that one is protected by financial hardship if they or a dependent is hospitalized.

Kidnap and Ransom

Kidnap and Ransom Insurance can be offered on a case-by-case for business executives and travelers who have concerns for their safety. Companies and individuals seeking K&R coverage should e-mail Global Benefits Group at info@gbg.com.