The GBG product portfolio encompasses all fringe benefit programs: Health Insurance, Life Insurance, Disability or income protection programs, Personal Accident Insurance, Travel Insurance, and Specialized programs for international students and educators.

A separate division of GBG offers international investments and pension plans.

In each segment, GBG has underwriting authority to custom design plans to meet the specific needs of each multi-national client, and currently provides coverage in approximately 70 countries in all corners of the world.

Health Insurance

• Group and Individual Health Insurance
• Choice of geographic coverage
• Flexible deductibles and co-payments
• Special plans for international students
• Dental and Vision options

Life and Disability Insurance

• Group term on non-medical basis
• Short and Long Term Disability plans
• Life insurance with investment options
• Worldwide individual Life and Disability
• AD & D option can be added to life plans
• War and Terrorism
• Kidnap and Ransom

Travel and Accident Insurance

• Accidental Death and Disability available worldwide
• Annual travel policies with medical coverage for frequent travelers
• Single trip coverage for groups or individuals

Student Insurance

• US students studying abroad
• International students studying in the US
• International Students Studying abroad

Retirement and Financial Planning*

• Group and individual retirement plans
• Fixed and variable annuities
• Asset management plans
• Offshore investments for non-US citizens

Other Coverage

• Hospital Cash
• Critical Illness
• Kidnap and Ransom

*Securities traded through the Investment Center, Inc., a registered Broker/Dealer.