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GBG's health insurance policies are extremely comprehensive, flexible and affordable.
They are available to both individuals and groups of all sizes.
GBG can tailor its benefits plans to a group's specific requirements;
this ability sets GBG apart from most insurance providers.
Customized benefits program can be designed with low deductibles and high benefits
plans, or can be made by more affordable with increased deductibles and limited
benefits. GBG's experienced worldwide team of field representatives can help you
design a plan that's just right for your group.
GBG's plans focus on providing coverage of anyone living or working outside of their
home country along with local nationals seeking coverage that is not available through
their home country.
Geographic Coverage Areas
Worldwide - No geographic restrictions; complete
coverage anywhere in the world, including the United States and Canada.
International Plus - Complete medical treatment anywhere in the world, with
the exception of only covering emergencies in the United States and Canada.
International - Complete medical treatment anywhere in the world, with the
exception of the United States and Canada.
In addition to these three base Geographic Coverage Areas, GBG can customize a plan
that restricts coverage to certain regions or only in a country of residence.
Individual Health Benefits Available
While rarely are any design plans exactly alike, most GBG groups have the following
health insurance benefits:
- $1,000,000 annual maximum benefit
- Coverage for accidents and illnesses
- Emergency medical evacuation and air transportation
- Prescription drug benefit
- Access to discounted U.S prescriptions through a pharmacy network
- Inpatient and outpatient coverage
- Maternity benefits
- Well baby care benefits
- Dependent coverage to age 26
- Chronic conditions covered
- Approved pre-existing conditions covered
- Maximum age for enrollment 65, renewal to age 73
- Deductible and Co-payment options available to reduce premiums
Major Exclusions and limitations:
- Charges in Excess of Usual and Customary
- Cosmetic and Elective Surgery
- Addictive Conditions
- Co-payments required on all U.S. out of network treatment
- Co-payments required in some restricted areas
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