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Global Benefits Group
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The Global Benefits Group Home Office in Foothill Ranch, California

 

GBG leads the way in providing international employee benefits

Global Benefits Group is the largest independent, fully integrated provider of international benefits in the world. In 2010, GBG celebrates its 30th year of serving the needs of expatriates, third-country nationals and local nationals.

Because of our unique underwriting platform, GBG can offer a multitude of insurance products – including health, life, income replacement and special risks – to individuals, groups as small as 5, and large groups of any size anywhere in the world.

As globalization of the world's economy has continued to accelerate, GBG has developed customized products that are desperately needed by international and multinational companies.

Thus, our Mission is simple: To deliver customer-oriented insurance and financial services products to the international community, supported by a concrete commitment to customer service.

GBG has full-service administrative offices in Southern California (Corporate Headquarters); Belgrade, Serbia; Hyderabad, India; London, England; Manila, Philippines; Quito, Ecuador; Shanghai, China; Singapore; and Vienna, Austria. In addition, GBG has local field representation in Brazil, Dubai, El Salvador, Ethiopia, Philippines, South Korea, Thailand, The Netherlands, United Kingdom and Venezuela.

GBG business is generally issued via GBG Insurance Limited, an offshore captive domiciled in Guernsey, Channel Islands. All business is reinsured by a world-class panel; when required by specific regulation, business is issued by locally domiciled insurance companies.


GBG leverages a number of entities and partnerships to best serve our clients:

  • Global Benefits Group services the corporate employee benefits market. Clients range from Fortune 100 employers to individuals, smaller employers and the entities in the Charitable/Missionary segment.
  • TieCare International is the dominant company that markets employee benefits products to international schools worldwide.
  • International Claims Services is GBG’s claims adjudication company that administers claims in more than 100 countries.
  • GBG Assist, powered by Europ Assistance, provides 24/7 customer service, care coordination and emergency evacuation services anywhere in the world with multiple language capability.
  • World Medical Network has built one of the most comprehensive direct-bill provider networks in the world and serves as a core benefit to GBG products and services. WMN’s direct-bill provider network lets employees experience the same level of service on an international basis that they are familiar with in the United States. WMN’s provider network is continually being expanded, and WMN will respond to customer requests to supplement their direct-bill network with appropriate medical providers.
  • ATMSafe provides unique products and services for ATM and credit cards and also develops international money remittance programs.
  • Global Benefits Europe serves as a London-based intermediary for GBG by maintaining reinsurance and fronting treaties throughout the world (including EU, China, Thailand, Argentina, Ecuador, Serbia, Middle East.) GBE also underwrites all special risks, including riders for coverage such as war and terrorism in high-risk areas.

GBG is not a broker or consultant but a virtual insurance company. We underwrite our risks, administer plans, enroll members and pay claims. Because all these services are under direct GBG supervision, we can respond to customer-service requests with an efficacy and speed that other insurers find difficult to match. Our administrative experience permits GBG to customize plans that meet client needs rather than offering a "one size fits all" solution to customer requirements.

 
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